Terms Of Service

General

Access to and use of the Services (defined below in the Section, “Services.”) is governed by these Terms and Conditions (the “Agreement”). By accessing or using the Services, you indicate your assent to be bound by the Agreement, and your acknowledgment of and agreement to its terms.

Services

The Services include TitleLoanser (located at www.TitleLoanser.com). The Services may also be located on third party website. Our Services enable you to compare websites. We provide you with information, which allows you, the user, to compare options at websites we display on TitleLoanser.

The Services act as a system or venue to introduce you to sellers of goods or services online. TitleLoanser uses reasonable efforts to ensure the availability of the information and content that it makes available through the Services. However, merchants have the ability to change their content or terminate their product availability at any time. Since the Services are composed of content not offered by TitleLoanser, TitleLoanser does not control (i) the availability of merchant; (ii) the availability or technical capabilities of the merchant Web sites or links to their Web sites; (iii) the quality, safety or legality of items available through or on merchant Web sites or sites of third parties not in privity of contract with TitleLoanser, (iv) the truth or accuracy or legality of the content from those advertisers or those third parties (even if such content appears on the Services), or (v) TitleLoanser is not liable or responsible for content supplied by third parties, or for actions you might take in reliance on that content or the title loan rates on our title loan calculator.  The Title Loanser title loan estimate calculator is only and estimate of what your title loan payments will be.

Nothing contained in any of the Services is an offer or promise to sell a specific product for a specific price or that any merchant will sell any product or service for any purpose or price or on any specific terms. TitleLoanser does not guarantee the price, terms, product, availability and/or services offered by any merchant.

For all of the Services, TitleLoanser is not involved in any transactions between you and any of the merchants for whom we offers, and is not responsible for, and does not guarantee the price or performance of any goods, services or information provided by advertisers. If you have a dispute with one or more merchants, you agree to release and hereby release TitleLoanser (and TitleLoanser officers, directors, agents, subsidiaries, affiliates, employees, successors, assigns, content providers and service providers) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If applicable, you waive California Civil Code section 1542, which says:

“a general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”

Only Personal Use is Authorized

Under this Agreement, TitleLoanser gives you permission to access and use the Services for your personal use, and to copy, distribute and transmit the content of the Services only to the extent that such copying, distribution, and transmission is automatically done through your browser software incidentally to using the Services for your personal use. You may also print a copy of the information displayed on the Services for your personal use. That means, that except as set forth above, you may not modify, reformat, copy, display, distribute, transmit, publish, license, create derivative works from, transfer or sell any information, products, or service obtained by your use of the Services. This restriction means, among other things, that you may not mirror on your own Web site any portion of the Services or display through your own Web site any results pages or other information from the Services without TitleLoanser.com’s express permission.

The technology underlying, and content within, the Services is owned by TitleLoanser and/or its licensors (including TitleLoanser merchants and other content providers) and is protected by copyright and other intellectual property or proprietary rights. If you use the Services other than as provided above, you may violate copyright and other laws of the United States, other countries, as well as applicable state laws and may be subject to penalties. That would not be a good thing. As between you and TitleLoanser, TitleLoanser owns and retains all ownership of the technology underlying and content within the Services, and reserves all rights not explicitly granted to you in this Agreement.

Disclaimer of Warranties

The services are provided “as is,” without warranty of any kind. TitleLoanser disclaims any warranties, express or implied, including any warranties of title, non-infringement, merchantability or fitness for a particular purpose. TitleLoanser’s Potential Liability for the Services is Limited

Neither TitleLoanser nor any of its officers, directors, agents, subsidiaries, affiliates, employees, successors, assigns, content providers or service providers will be liable to you for any indirect, incidental, special or consequential damages arising out of use of the services, or inability to gain access to or use the services. TitleLoanser will not be liable for any material of web sites it links to as part of the services or for information contained in or part of the services including but not limited to search results. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such states, the respective liability of TitleLoanser, its employees, agents, successors, assigns, affiliates, and content or service providers is limited to the greatest extent permitted by such state law.

Defamation, Copyright and Trademark Claims

TitleLoanser is a provider of an interactive computer services for purposes of 47 U.S.C. section 230. As such, its liability for others’ conduct and information is limited as described therein.

https://www.fcc.gov/consumers/guides/stop-unwanted-calls-texts-and-faxes

Privacy Policy

TitleLoanser does not collect personally identifying information from users of the Services unless users have explicitly given such information to TitleLoanser (for example, when subscribing to a newsletter or when sending us an email with a question). TitleLoanser’s information practices are further described in its privacy policy. TitleLoanser’s privacy policy is part of this Agreement, and you agree that use of data as described in the privacy policy is not an actionable breach of your privacy or publicity rights. If you have entered into another agreement with TitleLoanser (such as a Partner Agreement or a Merchant Agreement), then you may be subject to additional or different provisions regarding privacy and data collection. If you would like more information, please read our privacy policy.

You should consider any communication that you transmit to TitleLoanser (such as data, questions or answers, comments, or suggestions) as non-confidential, and agree that TitleLoanser will not be liable or responsible if information that belongs to you is intercepted and used by an unintended recipient.

Control over Features, Functions, and Access to the Services

TitleLoanser reserves the right to change any information, features and functions of the Services without prior notice. TitleLoanser may deny you access to all or part of the Services without prior notice if you engage in any conduct or activities that TitleLoanser determines, in its sole discretion, violate this Agreement, the rights of TitleLoanser or any third party, or is otherwise inappropriate.

Choice of Law, Waiver, and Claims

This Agreement shall be governed by the laws of the State of California without regard to its conflict of law provisions. TitleLoanser’s failure to exercise or enforce any right or provision of the Agreement will not be deemed to be a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Arbitration

Any controversy or claim arising out of or relating to this Agreement or the Services will be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim must be arbitrated on an individual basis, and must not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration must be conducted in Los Angeles, California, and judgment on the arbitration award may be entered into any court having jurisdiction thereof. Either you or TitleLoanser may seek any interim or preliminary relief from a court of competent jurisdiction in Los Angeles, California, as necessary to protect the rights or property of you or TitleLoanser.

Notice

You may direct any questions concerning this Agreement using the form at the bottom of the page.

Amendment

TitleLoanser may amend this Agreement at any time by posting the amended terms on its Web site. Except as stated below, all amended terms are automatically effective 7 days after they are initially posted. This Agreement may not be otherwise amended except in a written document signed by you and TitleLoanser.

This agreement was last revised on June 9, 2017.

TitleLoanser Privacy Commitment

At TitleLoanser we appreciate your privacy and hope that you feel comfortable trusting us. We make every effort to keep your information confidential and protect your privacy when using our site and services. We take your privacy and our responsibility under the data protection legislation very seriously.

Collecting Your Information

TitleLoanser does not automatically collect any personal information about you.

Cookies

TitleLoanser uses cookies, a small text file containing a unique string of numbers or letters that is placed on a computer, to ‘remember’ your computer when you visit the site. Using cookies helps us serve ads, take polls and manage the services we offer. This will not collect any personally identifiable information about you. Cookies do not recognize you as a person, just your computer. They cannot be used to obtain other information from your hard disk. If you need to block cookies this can be done by changing your browser settings. It may help to contact your ISP for assistance.

Third Party Advertising

The TitleLoanser website includes ads delivered by third party partners. When you visit the site, information such as the number of times you have viewed an advertisement, but NOT your name, address or other personal information, is used to deliver ads to you.

Third Party Cookies

In order to deliver advertisements to this site, our third-party advertisers may place or recognize a unique cookie on your browser. If you need to block cookies this can be done by changing your browser settings. It may help to contact your ISP for assistance.

Disclosing Information

Personal information and information relating to use of our services, is administered by TitleLoanser. TitleLoanser does not lease, sell, or share your personal information. If you contact TitleLoanser, we may keep a record of that correspondence and we may collect your email address. TitleLoanser may need to disclose personal information when required by law.

Advertising

TitleLoanser may use third party service providers to serve ads and emails on our behalf.

Changes to this Privacy Policy

TitleLoanser may update this policy at any time. If we decide to change our privacy policy, we will post those changes to this privacy statement. It is recommended that you read the Terms of Use if using the TitleLoanser site.