Title Loans Wichita Falls TX
If you need money quickly, car title loans give you easy access to money that you need. Instead of being tied to your financial history or credit report, Auto Title Loans are tied to your vehicle instead. As a result, title loans are able to be achieved by many, even those who have poor credit or financial history.
Car title loans are a simple process, designed to get you money fast. In a car title loan, the car is used as collateral to put up for the loan. A clean car title free of liens is the only thing required prior to obtaining the loan. Since loan lenders do not need financial history or credit score, they can stay focused on helping you with your loan instead.
Many title loan companies can get an instant estimate from a title loan calculator with simple information about your vehicle. Loans are typically available within a day or two.
Title loans are typically short term loans, meant only to last a month or two based on the type of loan. As a result, they are meant to give financial stability and relief instead of long-term borrowing.
Preparing Your Car
It’s important to be sure that your car is up to date with license plates, registration and a title. If you’re in need of any of these things, or if you need to renew any of them, visiting the DMV either in person or online can get you the help that you need. The local DMV office in Wichita Falls is located at:
Texas Department of Motor Vehicles
1601 Southwest Pkwy
Wichita Falls, TX 76302
Appointments can be made via phone by calling (940) 720-7754 or by visiting them online. The process is simple to complete and takes only a matter of minutes.
When applying for the loan with the car title loan company, you will need a copy of your car’s title and a valid driver’s license or state ID in order to complete the process. Be sure to have each of these available when applying for a loan in order to ensure a smooth process.
How to Find the Best Car Title Loans in Wichita
It’s important to work with a car title loan lender that you can trust to get the best loan possible. First, check with the Texas Office of Consumer Credit Commissioner to make sure that the lender is well respected. You can also check your loan agreement, making sure that everything is appropriate. Your repayment plan should be upfront and transparent.
One key area to be aware of is the interest and fee structure. Lenders should be upfront about different details. For example, make sure you understand how much interest you’re being charged, additional fees that may be unexpected, how much you are borrowing, and the amount of time that the loan will last.
Perhaps you have experienced a lending company mistreating you. They may not have given you the correct information and loan details. If this has happened to you, consider filing a complaint at the Consumer Financial Protection Bureau. You can also contact your local police department by contacting their non-emergency phone number. In Wichita Falls, the non-emergency phone number for the police department is (940) 761-7732.
If you’re interested in Title Loans Wichita Falls TX but don’t want to risk getting taken advantage of, we can help you plan your next move. We know the business of car title loans, which lenders will provide excellent results and which ones will provide poor information. As a result, we can get you connected with a lender today to provide fast results and excellent customer service.